"You're up early, papa," he said.

"Yes, I was tired of the bed and got up a few minutes earlier than usual."

"Have you been out?"

"Only walking in the garden a few minutes."

"Haven't you got a mortgage on Adin Dunham's place?"

"Yes."

"Suppose he doesn't pay up?"

"I don't think he is able to pay up."

"Can't you foreclose the mortgage?"