“What is it?”

“Lend me a dollar till next week.”

In former days Carl would probably have granted the favor, but he realized the value of money now that he had to earn it by steady work.

“I am afraid it won’t be convenient,” he answered.

“Does that mean that you haven’t got it?” asked Leonard.

“No, I have it, but I am expecting to use it.”

“I wouldn’t mind paying you interest for it—say twenty-five cents,” continued Leonard, who had set his heart on buying a ticket in the gift enterprise.

“I would be ashamed to take such interest as that.”

“But I have a chance of making a good deal more out of it myself.”

“In what way?”