"Tip-top," said Dick.

"Who did you see?"

"Mr. and Mrs. Rockwell, and two children,—Johnny, the one I fished out of the water, and his sister, Grace. Johnny's a jolly little chap, and his sister is a nice girl."

"Halloa, what's that?" asked Fosdick, suddenly espying the watch-chain.

"What do you think of my new watch?" asked Dick, drawing it out.

"Do you mean to say it is yours?"

"Yes. Mrs. Rockwell gave it to me."

"It's a regular beauty. Mr. Henderson has got one that he paid a hundred dollars for; but it isn't as nice as yours."

"Seems to me I have no end of luck," said Dick. "I'll be a young man of fortun' before I know it."

"People will think you are now, when they see you wear such a watch as that."