"Playing marbles with some of your ragamuffin friends, I suppose."

"Playin' marbles is a very refined and intellectual amusement," said Dick; "but I don't play marbles in business hours."

"Where did you go?" said the book-keeper, impatiently. "I don't want any of your impertinence."

"I went to the savings bank," said Dick.

"I suppose you have a very large account there," sneered Gilbert.

"Yes," said Dick, quietly; "pretty large."

"It's to be hoped you won't withdraw your patronage, or the bank might fail."

"Then I won't," said Dick. "Shall I go to the post-office now?"

"Yes, and be quick about it."

The book-keeper had some curiosity as to the amount of Dick's account at the savings bank, but there was no good chance for him to inquire, and he accordingly returned to his writing, more prejudiced against Dick than ever.