"Do you row across often?" asked Marion.

"Sometimes I make eight or ten trips in a day. On the Fourth of July I went fifteen times."

"How strong you must be!"

"Pooh! I could do more than that," said Phil loftily, unwilling that Grit should be admired for anything.

"Oh, I know you're remarkable," said his cousin dryly.

Just then the wind, which was unusually strong, took Phil's hat, and it blew off to a considerable distance.

"My hat's off!" exclaimed Phil, in excitement. "Row after it, quick. It's a new Panama, and cost ten dollars."


CHAPTER III. THE LOST HAT.

Grit complied with the request of his passenger, and rowed after Phil's hat. But there was a strong current, and it was not without considerable trouble that he at last secured it. But, alas! the new hat, with its bright ribbon, was well soaked when it was fished out of the water.