"Quite a good one, sir. They keep summer boarders."

"That was the point I wished to inquire about. Willie and I have been staying with friends in Portville, but they are expecting other visitors, and I have a fancy for staying a while on your side of the river—that is, if you live in Chester."

"Yes, sir; our cottage is on yonder bluff—Pine Point, it is called."

"Then I think I will call at the hotel, and see whether I can obtain satisfactory accommodations."

"Are you taking a vacation?" asked Grit, with curiosity.

"Yes; the summer is a dull time in Wall Street, and my partner attends to everything. By and by I shall return, and give him a chance to go away."

"Do people make a great deal of money in Wall Street?" asked Grit.

"Sometimes, and sometimes they lose a great deal. I have known a man who kept his span of horses one summer reduced to accept a small clerkship the next. If a broker does not speculate, he is not so liable to such changes of fortune. What is your real name, since Grit is only a nickname?"

"My real name is Harry Morris."