“Very likely. There's a great deal of difference between the country and the city.”

“Is it easy to make money in the city?” asked Herbert.

“Yes, if a man is sharp and has some money to start with. Do you think of going there?”

“I am afraid it would be of no use. I have no money to start with, and I am afraid I am not smart.”

“Wait and I may give you a lift. Here's my card.”

“Thank you, sir,” said Herbert, as he read: “Andrew Temple, No.—Nassau Street, Room 12.”

“That's my office; I speculate in stocks.”

“Is that a good business?”

“Capital, if you know the ropes. If you ever come to the city, call at my office.”

“Thank you, sir. Here is Squire Leech's house.”