“I have had to work very hard for it,” said Herbert, thoughtfully, “and for a good many days. After all, it isn't quite enough to pay our interest.”

“The interest doesn't come due for six weeks yet.”

“That is true, mother; but six weeks hence we shall be poorer than we are now. We shall have to use some of this money for current expenses, and I know of no way to replace it.”

“You may earn some more.”

“I don't see any chance—that is, here. There is nothing doing in Wrayburn. If there were any factories or workshops, I might stand a chance of getting something to do.”

Mrs. Carter did not reply. She knew that Herbert was right, and she had nothing to suggest.

“I have thought of something,” said Herbert; “but you may not like it at first.”

“What is it?” asked his mother, with interest.

“Would you have any objection to my going to New York and trying my fortune there?”

Mrs. Carter uttered a little cry of dismay.