[ CHAPTER XII -- POOR AND PROUD ]

[ CHAPTER XIII -- MR. BANKS, THE SUPERINTENDENT ]

[ CHAPTER XIV -- HERBERT'S NEW UNDERTAKING ]

[ CHAPTER XV -- THE CRISIS APPROACHES ]

[ CHAPTER XVI -- AN UNEXPECTED OFFER ]

[ CHAPTER XVII -- WHAT THE LETTER CONTAINED ]

[ CHAPTER XVIII -- HOW THE SQUIRE WAS CIRCUMVENTED ]

[ CHAPTER XIX -- HERBERT BECOMES A PROFESSOR ]

[ CHAPTER XX -- PROSPECT POND ]

[ CHAPTER XXI -- ROWING ]