"Right, my lad; I wouldn't take you away from her. But there—take that, and don't forget me."

"You are very kind," said Jack, as the captain pressed into his hand a five-dollar gold piece. "May I give it to my mother?"

"Certainly, my lad; you can't do better."

Jack stood on the wharf till the vessel was drawn out into the stream by a steam tug. Then he went home.

[!-- CH6 --]

CHAPTER VI

THE LANDLORD'S VISIT

It was the night before the New Year. In many a household in the great city it was a night of happy anticipation. In the humble home of the Hardings it was an evening of anxious thought, for to-morrow the quarter's rent was due.

"I haven't got a dollar to meet the rent, Martha," said the cooper, in a depressed tone.

"Won't Mr. Colman wait?"