“Then he has probably given you an idea of how your business has gone on during your absence. He is a thoroughly reliable man, in my opinion. You were fortunate to secure his services.”

“So I think.”

“Have you done well at the mines?” asked Mr. Morgan doubtfully.

“You hope so, but you don’t feel confident?” said Joe, smiling.

“You can read my thoughts exactly. I don’t consider mining as reliable as a regular business.”

“Nor I, in general, but there is one thing you don’t take into account.”

“What is that?”

Mr. Bickford answered the question.

“Joe’s luck.”

“Then you have been lucky?”