"One month's interest. You don't think I do business for nothing, do you?"

"Isn't that high?" asked Harold, and not without reason.

"It's our regular charge, young man. Ten per cent a month—that's what we all charge."

This statement was correct. Though the New York pawnbroker is allowed to charge but three per cent a month, his Chicago associate charges more than three times as much.

There was nothing for it but to comply with the terms demanded, and Harold reluctantly handed out the extra sum.

"You ought to have a watch chain, my friend," said the pawnbroker.

"I should like one, but I cannot afford it."

"I can give you a superior article—rolled gold—for a dollar."

"Let me see it!"

The chain was displayed. It looked very well; and certainly set off the watch to better advantage.