"Still, as you have no money left to you, you may need it."

Gerald admitted to himself that this might very probably be true, but he felt that Mrs. Holman needed the money more than he did.

"We won't worry about the future," he said. "At present you need the money and I don't."

"I am afraid I shall have to accept the money for mother's sake."

"That is right, John; come with me and I'll get it out."

The savings bank was a small building on the main street. It was scarcely a quarter of a mile distant, and the two boys were soon inside. Gerald made out a check at a small table near the door and presented it to the paying teller. Gerald was a favorite with the bank officer, who said to him jocosely:

"What are you drawing this money for? Are you going to get married?"

"Not just yet, Mr. Barton, I am afraid my account isn't large enough for that."

"It wouldn't last long, I am afraid, if you wanted it for that purpose. How will you have it?"

"It doesn't matter. A five and a one will do."