Here Frank interposed. He had been trained to be polite and considerate to ladies, and he could not endure to see a lady treated with rudeness.

"Take the lady's fare out of this," he said.

"And the boy's, too?"

"Of course."

The lady smiled gratefully.

"I accept your kindness, my young friend," she said. "You have saved me much annoyance."

"I am very glad to have had the opportunity," said Frank, politely.

"Of course, I shall insist upon reimbursing you. Will you oblige me with your address, that I may send you the amount when I return home?"

A boy of less tact than Frank would have expostulated against repayment, but he knew that this would only embarrass the lady, and that he had no right, being a stranger, to force such a favor upon her. He answered, therefore:

"Certainly, I will do so, but it will be perfectly convenient for me to call upon you."