[XXII. The Young Tea Merchant]

[XXIII. Frank Meets Mr. Manning and Mark]

[XXIV. A Discouraging Day]

[XXV. Perplexity]

[XXVI. Frank Hears Something to His Advantage]

[XXVII. An Incident in a Street Car]

[XXVIII. Frank Makes an Evening Call]

[XXIX. Frank Is Offered a Position]

[XXX. Frank as Private Secretary]

[XXXI. A Letter from Mr. Tarbox]