"Who is it?"

"Collins, the shoe manufacturer."

"I am surprised at this. I thought he was rich."

"He has lost money by investments in stocks, and finds himself hard up."

"What does he offer?"

"Seven per cent, secured by a mortgage on his shop."

"Let him have it."

"Are you willing that your name should appear in the matter?"

"No; I shall transfer the sum to Mark, and make you his trustee or guardian."

"I understand. Is he to know of his good fortune?"