The five minutes passed.

"Now I am at your service," he said.

"Have you decided to let me have the money, Mr. Hardy?" asked the manufacturer, trying to conceal his anxiety.

"Taking as security a mortgage on your manufactory?"

"Yes, sir."

"I think I can let you have it."

Squire Collins looked much relieved.

"You will find the security ample," he said. "The building is worth double the sum I am borrowing."

"Is it well insured?"

"Yes, sir."