“Whose clothes are they?” asked Dick.

“They are yours.”

“Mine! Where did they come from?”

“Mr. Rockwell sent out and bought them for you. They are the same size as your wet ones.”

“Is he here now?”

“No. He bought another suit for the little boy, and has gone back to New York. Here’s a note he asked me to give you.”

Dick opened the paper, and read as follows,—

“Please accept this outfit of clothes as the first instalment of a debt which I can never repay. I have asked to have your wet suit dried, when you can reclaim it. Will you oblige me by calling to-morrow at my counting room, No. —, Pearl Street.

“Your friend,
“JAMES ROCKWELL.”

CHAPTER XXVII.
CONCLUSION