“Indeed! I suppose the investment was made by your guardian.”

“No,” said Dick; “I manage my property myself.”

“And I presume your dividends have not been large?”

“Why, no,” said Dick; “you’re about right there. They haven’t.”

“As I supposed. It’s poor stock. Now, my young friend, I can recommend a much better investment, which will yield you a large annual income. I am agent of the Excelsior Copper Mining Company, which possesses one of the most productive mines in the world. It’s sure to yield fifty per cent. on the investment. Now, all you have to do is to sell out your Erie shares, and invest in our stock, and I’ll insure you a fortune in three years. How many shares did you say you had?”

“I didn’t say, that I remember,” said Dick. “Your offer is very kind and obligin’, and as soon as I get time I’ll see about it.”

“I hope you will,” said the stranger. “Permit me to give you my card. ‘Samuel Snap, No. — Wall Street.’ I shall be most happy to receive a call from you, and exhibit the maps of our mine. I should be glad to have you mention the matter also to your friends. I am confident you could do no greater service than to induce them to embark in our enterprise.”

“Very good,” said Dick.

Here the stranger left the table, and walked up to the desk to settle his bill.

“You see what it is to be a man of fortun’, Frank,” said Dick, “and wear good clothes. I wonder what that chap’ll say when he sees me blackin’ boots to-morrow in the street?”