“I don’t know,” said Dick, thoughtfully. “May be I can get it.”

“How?” asked Frank, incredulously.

“Wait a minute, and you’ll see.”

Dick left his companion, and went up to the man whom he suspected.

“Ephraim Smith,” said Dick, in a low voice.

The man turned suddenly, and looked at Dick uneasily.

“What did you say?” he asked.

“I believe your name is Ephraim Smith,” continued Dick.

“You’re mistaken,” said the man, and was about to move off.

“Stop a minute,” said Dick. “Don’t you keep your money in the Washington Bank?”