He was a downtown merchant, but lured by the hope of large gains, had indulged in outside speculations which had sapped the springs of his prosperity and brought him face to face with ruin.

Just at this juncture, on reaching home one day, jaded and anxious, he found that a guest had arrived whom they had not seen for years. Ralph Raymond was his cousin, and of about the same age as himself. As boys they had been sworn friends and comrades, and each had promised the other that if he died first without family ties, he would leave to the survivor his entire property, whatever it might amount to.

When they became young men, Paul Morton remained in New York, but Ralph went, after a few years, to China, where he had spent his subsequent life with brief intervals, as a successful merchant. Paul Morton heard from time to time of his success, and that he had accumulated a fortune, and the thought occurred to him, for earlier generous feelings had been swallowed up in the greed of gain, "If he only dies first, I shall be greatly the gainer."

When he met his friend, he found him greatly changed. He was thin, sallow, and to outward appearance hadn't long to live.

"You find me greatly changed, Paul, do you not?" said Ralph Raymond.

"Yes, you are changed, of course, for I have not seen you for twenty years," was the reply.

"But I am looking very ill, am I not?"

"You are not looking well; but perhaps it is the change of climate."

"It is something more than that," said Ralph, shaking his head. "Old friend, I feel that I have not many months to live. I have within my frame the seeds of a fatal disease, which I cannot much longer stave off. I feel its insidious approaches, and I know that my weakened vital powers cannot much longer resist them. I have one favor to ask."