"Seems to me I would have taken it."

"If I had, people would have said that's why I jumped into the water, whereas I wasn't thinking anything about getting a reward. So now, aunt, you won't think it very strange that I wear such an expensive ring."

"Of course it makes a difference, as you didn't buy it yourself. I don't see how folks can be such fools as to throw away hundreds of dollars for such a trifle."

"Well, aunt, everybody isn't as sensible and practical as you. Now I agree with you; I think it's very foolish. Still I'm glad I've got the ring, because I can turn it into money when I need to. Only, you see, I don't like to part with a gift, although I don't think Mr. Clayton would blame me."

"Of course he wouldn't, Ferdinand. But I don't see why you should need money when you're goin' to get such a handsome salary in San Francisco."

"To be sure, aunt, but there's something else. However, I won't speak of it to-day. To-morrow I may want to ask your advice on a matter of business."

"I'll advise you the best I can, Ferdinand," said the flattered spinster.

"You see, aunt, you're so clear-headed, I shall place great dependence on your advice. But I think I'll take a little walk now, just to stretch my limbs."

"I've made good progress," said the young man to himself, as he lounged over the farm. "The old lady swallows it all. To-morrow must come my grand stroke. I thought I wouldn't propose it to-day, for fear she'd suspect the ring story."

CHAPTER XX.