“How large is this mortgage?”

“Two hundred dollars.”

“That is not a very great sum.”

“It is very large to us. You know how poor we are.”

“But have you no friend who will lend you the money?”

“No, sir.”

“Are you sure of that?” asked the hermit with a peculiar smile, which inspired new hope in Robert. Then, without waiting for a reply, the man continued:

“If you are willing, I will pay this mortgage when the time comes, and I will be your creditor instead of Mr. Jones.”

“How can I thank you?” exclaimed Robert joyfully. “My aunt will be delighted.”

“Tell her then, but no one else. It will give Mr. Jones a surprise.”