"By adoption, mother," said Rupert, with a smile.

"Now, Mr. Packard, what do you advise me to do?" asked Rupert.

"Spend at least six months in study. Go to some commercial college, and when you have completed your course of instruction I shall be ready with some plan for you."


CHAPTER XL. CONCLUSION.

Rupert was walking down Broadway some two months later when he came unexpectedly upon Julian Lorimer.

Julian was swinging a light cane, and wore a "stunning" necktie. He glanced superciliously at Rupert, and was about to pass without recognition, but curiosity overcame pride, and he called out,

"Halloo, Rollins!"

"Halloo, Lorimer!" answered Rupert.