"Thank you, sir," said Henry, his face showing the delight he felt. "You are very kind. I shall feel quite rich now."

"I suppose you will now live in a little better style," suggested Mr. Hamilton.

"I don't think I shall, sir. I shall increase my savings."

"That is well. I commend your self-denial and prudence. How much interest does the savings-bank pay you?"

"Six per cent., sir."

"I will propose a different investment. I am about to send a cargo of goods to Rotterdam. The venture will, I think, prove a paying one. Would you like to join in it?"

Henry stared at his employer in surprise. How could he, a boy with thirty-five dollars capital, join in such an enterprise?

"I don't see how I can," he replied. "I am afraid you take me for a capitalist."

"So you are," said his employer. "Have you not money in the bank?"

Henry smiled.