"That isn't bad. How did you do it?"

"I found a diamond ring in Wall Street, and got the money for a reward."

"Have you got it now?"

"Most of it."

"What are you going to do with it?"

"Henry Martin advises me to put it in the savings-bank."

"Who is Henry Martin?"

"He is a boy that rooms with me."

"Take my advice, and don't do it."

"Why not? Would the bank break?"