"I rather think you are right, mother. Seriously, though, there are plenty of men in New York, who live in style now, who began the world with no better advantages than I. You see there is a chance for me too."

"I shall be satisfied with less," said his mother. "Wealth alone will not yield happiness."

"Still it is very comfortable to have it."

"No doubt, if it is properly acquired."

"If I am ever rich, mother, you may be sure that I shall not be ashamed of the manner in which I became so."

"I hope not, Paul."

Their conversation was interrupted by the entrance of Mrs. Talbot. She was a stout, comely-looking woman of middle age and pleasant expression.

"I suppose this is Mrs. Hoffman," she said.

Paul and his mother both rose.

"I am Mrs. Hoffman," said the latter. "I suppose I speak to Mrs. Talbot?"