There were three other boarders, two being a young salesman at a Third Avenue store and his wife. They occupied a square room on the same floor with Phil. The other was a female teacher, employed in one of the city public schools. The only remaining room was occupied by a drummer, who was often called away for several days together. This comprised the list of boarders, but Phil's attention was called to a young girl of fourteen, of sweet and attractive appearance, whom he ascertained to be a daughter of Mrs. Forbush. The young lady herself, Julia Forbush, cast frequent glances at Phil, who, being an unusually good-looking boy, would naturally excite the notice of a young girl.

On the whole, it seemed a pleasant and social circle, and Phil felt that he had found a home.

The next day, as he was occupied in the store, next to G. Washington Wilbur, he heard that young man say:

“Why, there's Mr. Carter coming into the store!”

Mr. Oliver Carter, instead of making his way directly to the office where Mr. Pitkin was sitting, came up to where Phil was at work.

“How are you getting along, my young friend?” he asked familiarly.

“Very well, thank you, sir.”

“Do you find your duties very fatiguing?”

“Oh, no, sir. I have a comfortable time.”

“That's right. Work cheerfully and you will win the good opinion of your employer. Don't forget to come up and see me soon.”