"Oh, what's the use of looking at the dark side?"

"You are not so sensible as I thought, Conrad," said Ben. "At least a hundred draw a blank to one who draws a small prize, and the chances are a hundred to one against you."

"Then you won't lend me the money?" said Conrad angrily.

"I would rather not."

"Then you're a mean fellow!"

"Thank you for your good opinion, but I won't change my determination."

"You get ten dollars a week?"

"I shall not spend two dollars a week on my own amusement, or for my own purposes."

"What are you going to do with the rest, then?"

"Part I shall send to my mother; part I mean to put in some savings bank."