"My wages? I should say not. Why, I only get six dollars a week, and have to pay car fare and lunches out of that."
"Then it isn't equal to my five dollars, for that is all clear. But, all the same, I can't save anything."
"Nor I."
"Then how can you afford to buy forty-five dollar rings?"
"I don't mind telling you," said Fred. "I made the money by speculating."
"Speculating!" repeated Conrad, still in the dark.
"Yes. I'll tell you all about it."
"Do! there's a good fellow."
"You see, I bought fifty Erie shares on a margin."
"How's that?"