"I'd rather stay in New York. I can do something here."

"Can you black boots, or sell papers?"

"I can learn."

"You need money to set up in either of them lines," said Dick Rafferty.

"Would twenty-five cents have been enough?" asked Frank.

"You could have bought some evening papers with that."

"I wish somebody would lend me some money," said Frank; "I'd pay it back as soon as I'd sold my papers. I was a fool to let that fellow swindle me."

"That's so," assented Dick; "but it's no good thinkin' of that now. I'd lend you the money myself, if I had it; but I've run out my account at the Park Bank, and can't spare the money just at present."

"How long have you been in business?" asked Frank.

"Ever since I was eight years old; and I'm goin' on fifteen now."