"Not unlikely. Umbrellas are considered common property."

Frank hailed another stage, and started on his way up-town. There was no elevated railway then, and this was the readiest conveyance, as Mr. Bowen lived on Madison avenue.


CHAPTER VII.

AN INVITATION TO DINNER.

"Mr. Bowen must be a rich man," thought Frank, as he paused on the steps of a fine brown-stone mansion, corresponding to the number on his card.

He rang the bell, and asked, "Is Mr. Bowen at home?"

"Yes, but he is in his chamber. I don't think he will see you."

"I think he will," said Frank, who thought the servant was taking too much upon herself, "as I come by his appointment."

"I suppose you can come into the hall," said the servant, reluctantly. "Is your business important?"