"That is a good deal of money, sir," he remarked.
"It would have been a good deal to lose," said Mr. Waterbury, "and I have no doubt I should have lost it if it had not been for you."
"I haven't so much money as you, but I came near losing it last night."
"How was that?" asked Tom's new acquaintance, with curiosity.
Tom explained the attempt of his roommate to rob him.
"It would have been a serious loss to you, my young friend."
"It would have broken up all my plans, and I should have had to work my way home, greatly disappointed."
"You will need to be careful about forming acquaintances. There are exceptions, however. I am a new acquaintance; but I don't think you need fear me."
"No, sir," said Tom, smiling.
"While I have received a great service from you, who are a new acquaintance. But here we are at the steamer."