On entering the offices Frank had glanced at a clock on the wall and found it was five minutes past three.

“You don’t know how soon he will be back?” he queried.

“No.”

“If you will remember, I had an appointment at three sharp.”

“I remember it very well.” The clerk hesitated. “Would you mind telling me what your business was with Mr. Garrison?”

“It was a private matter.”

“Relating to money matters?”

“In a way, yes. Why do you ask?”

“Oh, I have reasons. Perhaps you had better sit down and wait for him.”

“That is what I intend to do. If necessary, I’ll wait for him until you shut up,” added our hero, as he dropped into a chair.