“I cannot deny it, Frank; this blow is an awful one.”

“Perhaps it won’t be so bad as you think.”

The lady of the house shook her head.

“It won’t take all of father’s money, will it?”

“Every dollar, Frank.”

“But he will still have the business, won’t he?”

“Not free and clear. He will have to take out of it five hundred dollars, and pay some bills besides.”

“That’s bad.”

“Your father says he is ruined, and I really think he is. The business will have to be sold for what it will bring.”

“And what will father do then?”