“It won’t be necessary, father,” answered Frank, with just a little pride. He had a few dollars of his own, which he had been a good while in saving.

“You will need money, Frank.”

“I have fourteen dollars.”

“You have? Where did you get so much?”

“I’ve been saving all I could for two or three years.”

“It is very creditable to you, Frank. I am proud of you. If you need more let me know. You may have to leave a deposit for the books you take out.”

“That is true, although I fancy Mr. Vincent will trust me.”

Frank’s preparations for leaving home were very simple. He did what he could around the house, and the next day he dressed himself in his best, and put his money in his pocket. There was a train for New York at eight o’clock, and he was at the station at least fifteen minutes before that time. He bought his ticket, and was the first to board the train when it arrived.

The ride was something of a novelty, for our hero had not been to the metropolis before. But he had studied a map of New York diligently, and he had little difficulty in finding Mr. Vincent’s place of business, which was located on Nassau Street.

“What can I do for you?” asked one of the clerks as he came forward.