CHAPTER XXIII.
A NEW SCHEME.
"I see no cause for despair," replied Ferguson, in the same calm tone.
"I have not a penny left out of the two thousand dollars I had only an hour since."
"I understand all that."
"I am a ruined man," said the young man, despondently.
"I don't admit that. How old are you?"
"Twenty-one."
"You are well and strong, are you not?"