"Have you saved up so much already?" asked Miles, in surprise.

"Part of it I had left over when I got here."

"Will you have any left?"

"No."

"Isn't it well to reserve a little, then?"

"Oh, I shall have some more soon," answered Tom, sanguine, as most boys are.

"Suppose you are sick?"

"If he is sick he shall suffer for nothing," said the Scotchman. "While I have money, Tom shall not feel the want of it."

"Thank you, Mr. Ferguson," said Tom, gratefully.

"That old fellow has a heart, after all," thought Miles, who had been disposed to look upon Ferguson ever since their first acquaintance, as rather miserly.