"I wish he'd be generous to me," thought Loammi.

They walked down Broadway, Loammi chatting pleasantly.

"Oh, by the way," he said, suddenly, "I find I have left my purse at home. Could you lend me a dollar?"

Then it flashed upon Scott what was the meaning of his cousin's agreeable manner. He was of an obliging disposition, but he knew Loammi well enough to be certain that he would never see his money back.

"I am sorry, Loammi," he said, "but I am afraid I can't lend you any money."

"Haven't you got any?"

"Yes, but I have to buy my own clothes, as you know, and I need some underclothing."

"That won't cost much."

"True, but there are other things I need, also."