An hour and a half passed quickly. By ten o’clock Tom was in New York—two hours before the time appointed for the meeting.


CHAPTER XIII.
A CHEAP OVERCOAT.

TOM thought it best to attend, first of all, to Mr. Julian’s business. Accordingly he inquired his way to Wall Street, and was not long in finding the office of Mellish & Co.

It was a large office on the ground floor, with a counter and a cashier’s desk. Considerable business appeared to be transacted there, to judge from the number of clerks and of visitors.

“Well, young man, what can I do for you?” inquired a young man.

It was a son of Mr. Mellish, the head of the firm.

Tom presented a few lines from Mr. Julian, authorizing the firm to pay him the quarterly interest due on Mr. Julian’s securities.

The young man glanced his eye over it rapidly.

“Will you have a check or the money?” he asked.