It might be said that we should not seek after (the author of Karma) by taking mind and body separately (as we have just done), because body and mind, as a whole, conjointly produce Karma. Who, then, after the destruction of body by death, would receive the retribution (in the form) of pain or of pleasure?
If it be assumed that another body is to come into existence after death, then the body and mind of the present life, committing sins or cultivating virtues, would cause another body and mind in the future which would suffer from the pains or enjoy the pleasures. Accordingly, those who cultivate virtues would be extremely unlucky, while those who commit sins very lucky. How can the divine law of causality be so unreasonable? Therefore we (must) acknowledge that those who merely follow this doctrine are far from a thorough understanding of the origin of life, though they believe in the theory of Karma.
2. The Doctrine of the Hinayanists.
This doctrine tells us that (both) the body, that is formed of matter, and the mind, that thinks and reflects, continually exist from eternity to eternity, being destroyed and recreated by means of direct or indirect causes, just as the water of a river glides continually, or the flame of a lamp keeps burning constantly. Mind and body unite themselves temporarily, and seem to be one and changeless. The common people, ignorant of all this, are attached to (the two combined) as being Atman.[FN#337]
[FN#337] Atman means ego, or self, on which individuality is based.
For the sake of this Atman, which they hold to be the most precious thing (in the world), they are subject to the Three Poisons Of lust,[FN#338] anger,[FN#339] and folly,[FN#340] which (in their turn) give impulse to the will and bring forth Karma of all kinds through speech and action. Karma being thus produced, no one can evade its effects. Consequently all must be born[FN#341] in the Five States of Existence either to suffer pain or to enjoy pleasure; some are born in the higher places, while others in the lower of the Three Worlds.[FN#342]
[FN#338] A. 'The passion that covets fame and gain to keep oneself in prosperity.'
[FN#339] A. 'The passion against disagreeable things, for fear of their inflicting injuries on oneself.'
[FN#340] A. 'Wrong thoughts and inferences.'
[FN#341] A. 'Different sorts of beings are born by virtue of the individualizing Karma.'