. . . My bookkeeping is in a frightful snarl. There is neither borrowing nor lending in the cigar-box now, for all the money for the month is gone at the end of the third week. The water, it seems, was not included in the thirty dollars for the rent, and compartment three had to pay two dollars for that purpose when compartment two was still deeply in its debt. If compartment two had only met its rightful obligations, compartment three need n't have "failed up," as they say in New England; but as it is, poor compartment four is entirely bankrupt, and will have to borrow of the sugar-bowl or the ginger-jar. As these banks are not at all in the same line of business, they ought not to be drawn into the complications of the cigar-box, for they will have their own troubles by and by; but I don't know what else to do. . . .

December 2.

. . . It came out better at the end of the month than I feared, for we spent very little last week, and have part of the ten pounds of sugar, kerosene, feather duster, scrubbing-brush, blanc-mange mould, tapioca, sago, and spices with which to begin the next month. I suffered so with the debts, losses, business embarrassments, and failures of the four compartments that when I found I was only four dollars behind on the whole month's expenses, I knocked out all the compartments, and am not going to keep things in weeks. I made up the deficit by taking two dollars out of the reserve fund, and two dollars out of my ten-dollar gold piece that Dr. George gave me on my birthday.

I have given the ginger-jar a note of hand for two dollars from the cigar-box, and it has resumed business at the old stand. Compartment four, cigar-box, which is perfectly innocent, as it was borrowed out of house and home by compartment three, also had to give a note to the sugar-bowl, and I made the ginger-jar give me a note for my two dollars birthday-money.

Whether all these obligations will be met without lawsuits, I cannot tell; but I know by the masterly manner in which I have fought my way through these intricate affairs with the loss of only four dollars in four weeks, that I possess decided business ability, and this gives me courage to struggle on.

December 30, 188-.

. . . We are having hard times, dear old Margery, though I do not regret coming to San Francisco, for mamma could not bear the slightest noise or confusion, nor lift her hand to any sort of work, in her present condition. At any rate, we came by Dr. George's orders, so my conscience is clear. . . .

Mrs. Chadwick has sent us only sixty-five dollars this month, instead of eighty-five. Some of the boarders are behind in their payments. The Darlings have gone away, and "she hopes to do better next month." Mamma cannot bear to press her, she is so kind and well-meaning; so do not for the world mention the matter to Dr. George. I will write to him when I must, not before.

Meanwhile I walk to school both ways, saving a dollar and a quarter a month. Have found a cheaper laundry; one dollar more saved. Cut down fruit bill; one dollar more. Blacked my white straw sailor with shoe-blacking, trimmed it with two neckties and an old blackbird badly molted; result perfectly hideous, but the sugar-bowl, clothing, and sundry fund are out of debt and doing well. Had my faded gray dress dyed black, and trimmed the jacket with pieces of my moth-eaten cock's-feather boa; perfectly elegant, almost too gorgeous for my humble circumstances. Mamma looks at me sadly when I don these ancient garments, and almost wishes I had n't such "a wealthy look." I tell her I expect the girls to say, when I walk into the school-yard on Monday, "Who is this that cometh with dyed garments from Bozrah?"

Mamma has decided that I may enter a training-school for kindergartners next year; so I am taking the studies that will give me the best preparation, and I hope to earn part of my tuition fees, when the time comes, by teaching as assistant. . . .