Susan dimpled, nodded thoughtfully.

"--And if Phil Carroll hadn't been whipped and bullied and coaxed and amused and praised for the past six or seven years, and Anna pushed into a job, and Jim and Betsy ruled with an iron hand, you might hear Mrs. Carroll talking about 'bad luck,' too!"

"Well, one thing," said Susan firmly, "we'll do very differently from now on."

"You girls, you mean," he said.

"Jinny and Mary Lou and I. I think we'll keep this place going, Billy."

Billy scowled.

"I think you're making a big mistake, if you do. There's no money in it. The house is heavily mortgaged, half the rooms are empty."

"We'll fill the house, then. It's the only thing we can do, Billy. And I've got plenty of plans," said Susan vivaciously. "I'm going to market myself, every morning. I'm going to do at least half the cooking. I'm going to borrow about three hundred dollars---"

"I'll lend you all you want," he said.

"Well, you're a darling! But I don't mean a gift, I mean at interest," Susan assured him. "I'm going to buy china and linen, and raise our rates. For two years I'm not going out of this house, except on business. You'll see!"