Truth to tell, he had never much liked Miss Loder. While admitting her absolute competency for the post—for she was in her way a brilliant young woman—he found her unsympathetic, narrow-minded, wedded to her own standards of thought and behaviour; and he was wont to assert that her clear grey eye struck terror to his soul.

Miss Loder had been intended for a scholastic career: but although she had passed through her College life with distinction, she found that after all teaching was not her vocation.

She was absolutely devoid of patience, and wanting in the tact, the kindly firmness, the warm sympathy, which go to equip the perfect teacher; and although she might have a subject at her very finger-tips, so to speak, she found it almost impossible to hand on her knowledge so that her class might share it with her.

Once she realized the fact, Miss Loder very wisely withdrew from the field in which she was unable to shine; and since the death of her father had rendered it imperative that she find some remunerative work without delay, she was glad to accept the post which Owen offered her through a mutual friend.

Having once intended to take up journalism, she was conversant with the mysteries of typewriting and shorthand, and her excellent classical education rendered her particularly fitted for the post of secretary to the editor of the Bridge and his coadjutor, Barry Raymond. Her own literary taste was admirable, if a trifle academic; and Owen found her a really useful person with whom to discuss the various departments of his beloved review.

In appearance, Miss Loder was of middle height, with good features, grey eyes of an almost disconcerting frankness, and fair hair which she parted on her forehead and coiled neatly round her head. She was twenty-nine years of age, but looked younger; and she generally wore a well-cut grey skirt and severely plain white shirt, which somehow suited her rather boyish appearance.

At five o'clock on this particular afternoon Barry bade her good-day, and joined Owen in the street outside the office, where the big motor stood throbbing impatiently beneath its owner's hand.

"Jump in, Barry. If we have a good run we might take Toni on the river for an hour. Poor little girl, I'm afraid I've rather neglected her lately."

Barry took his seat, and under Owen's skilful guidance they were soon out of the City tumult, speeding smoothly away in the direction of Richmond.

It was just beyond Staines that the accident happened.