Alarmed at this state of affairs, and not prepared just then to retrench or practise an economy that would make them seem poor in the eyes of their neighbors, Mr. Manning mortgaged their beautiful home. His wife at first refused to sign the necessary papers, but was at last persuaded into doing so.

It was only to raise enough money to see Myles properly through college. Then he would go into business and soon be in a position to help them, said Mr. Manning. He also said there was nothing in the world like college for a young man. Besides the education that it gave him, he made friends in college that were friends for life and always ready to help one another. Every thing depended, though, upon the set he got into. It must be the very best in the college, to be worth any thing at all. To keep up with that set in X—— College would cost something, and unless they mortgaged the place he really did not see how he was to raise the necessary money. They surely could not do less for their only son than to send him handsomely through college, and, after all, it would in the end prove one of the very best investments they could make.

So Mrs. Manning was persuaded, the mortgage was signed, and Myles went to X—— College. There, on account of his good looks, his generous disposition, his unfailing good-nature, and his apparent command of ready money, he speedily became the most popular man of his class, and a leader in its “very best set,” by which was meant the wealthiest and most extravagant lot of young fellows in it.

At the time this story opens he had nearly finished his third year of college life, and was looking forward with joyful anticipations to being soon that proudest, and, in his own estimation, most important of mortals—a senior. He was captain of the university crew, which was in steady training for the great annual race with the Z—— College crew at New London. He was also the best all-around athlete of his college. This, according to Ben Watkins, who had been his rival for the captaincy of the crew, and was almost the only fellow in his class who disliked Myles, was not surprising. He said that Manning did nothing else besides row and practise in the gymnasium. This was not true; for, although Myles did not rank very high at examinations, he still studied enough to enable him to pass with a fair average of marks. He had, moreover, determined upon a career which it seemed to him would not require a very profound scholarship. It was that of a politician; and he felt quite sure that the influence of his own father, or that of some of his gay young college friends, would secure him some snug political position as soon as he was graduated.

Thus far, therefore, life had gone easily and prosperously with this light-hearted young fellow, and its future looked bright before him. He knew nothing of its ruder aspects—of its despair, its hunger, and its poverty. There were those who said of him that, while he was a good fair-weather sailor, he was not of the stuff to face, and do brave battle with, the storms of adversity, should they ever overtake him.

Now, just such a storm had overtaken Myles Manning, and he was to be tried. Nearly a year before a trouble of the eyes with which Mr. Manning was afflicted had suddenly resulted in total blindness. It was at first supposed to be only temporary, but as time wore on, and one painful operation after another failed to afford relief, hope began to yield to despair, and his career of usefulness seemed ended. Thus far his salary had been continued, and the affairs of the Manning family had gone on much as usual. At last there came a letter in which, while regretting the necessity, the president of the company that had employed Mr. Manning informed him that, as there was no present prospect that he would be able to resume his duties, the payment of his salary must cease from that date.

As Mrs. Manning finished reading this politely cruel letter to her husband she tried to speak cheerfully of it, and to find some gleam of hope in their situation. In her heart, however, she was compelled to admit that it was indeed desperate, and that she did not know which way to turn.

It was Saturday, and Kate Manning, the only daughter of the family, and a year younger than Myles, was home from Vassar, the summer vacation at which was already begun. The evening before, she and her mother planned a trip to a noted sea-side resort, at which they hoped Mr. Manning might be benefited, and where Kate, who was as fond of society as her brother, and in her way quite as popular as he, anticipated a delightful time. Myles had written that he expected an invitation to go on a yachting trip with Bert Smedley, one of the wealthiest of his classmates. Thus he too might be looked for at the same famous resort. He was to come home for Sunday to talk over plans for the summer.

Myles was never in better spirits, nor more full of enthusiasm over what he was doing, and about to do, than when he reached home that Saturday evening. After he had kissed his mother and sister, and been warned by them not to be boisterous, as his father was sleeping, they could do nothing for some time but sit and listen to his glowing accounts of college life and the joys of which it held so many for him.