"You are Cabot Grant of New York?"
"I am."
"Not yet of age?"
"Not quite."
"And you have a guardian?"
"I have."
"Do you mind telling his name and address?"
"Is that a necessary preliminary to drawing money on a letter of credit?"
"In this case it is."
"Well, then, he is James Hepburn, President of the Gotham Trust and Investment Company."