“By that time we shall be out of it, of course,” was the quiet reply.

Patsy looked at her uncle reflectively, while the major grunted and shifted uneasily in his chair. Father and daughter were alike devoted to John Merrick, whose generosity and kindliness had rescued them from poverty and thrust upon them all the comforts they now enjoyed. Even this pretty flat building in Willing Square, close to the fashionable New York residence district, belonged in fee to Miss Doyle, it having been a gift from her wealthy uncle. And Uncle John made his home with them, quite content in a seven-room-flat when his millions might have purchased the handsomest establishment in the metropolis. Down in Wall Street and throughout the financial districts the name of the great John Merrick was mentioned with awe; here in Willing Square he smoked a pipe in his corner of the modest sitting room and cheerfully argued with his irascible brother-in-law, Major Doyle, whose business it was to look after Mr. Merrick’s investments and so allow the democratic little millionaire the opportunity to come and go as he pleased.

The major’s greatest objection to Uncle John’s frequent absences from New York—especially during the winter months—was due to the fact that his beloved Patsy, whom he worshiped with a species of idolatry, usually accompanied her uncle. It was quite natural for the major to resent being left alone, and equally natural for Patsy to enjoy these travel experiences, which in Uncle John’s company were always delightful.

Patsy Doyle was an unprepossessing little thing, at first sight. She was short of stature and a bit plump; freckled and red-haired; neat and wholesome in appearance but lacking “style” in either form or apparel. But to her friends Patricia was beautiful. Her big blue eyes, mischievous and laughing, won hearts without effort, and the girl was so genuine—so natural and unaffected—that she attracted old and young alike and boasted a host of admiring friends.

This girl was Uncle John’s favorite niece, but not the only one. Beth De Graf, a year younger than her cousin Patsy, was a ward of Mr. Merrick and lived with the others in the little flat at Willing Square. Beth was not an orphan, but her father and mother, residents of an Ohio town, had treated the girl so selfishly and inconsiderately that she had passed a very unhappy life until Uncle John took her under his wing and removed Beth from her depressing environment. This niece was as beautiful in form and feature as Patsy Doyle was plain, but she did not possess Patsy’s cheerful and uniform temperament and was by nature reserved and diffident in the presence of strangers.

Yet Beth had many good qualities, among them a heart-felt sympathy for young girls who were not so fortunate as herself. On this disagreeable winter’s day she had set out to visit a settlement school where she had long since proved herself the good angel of a score of struggling girls. The blizzard had developed since she left home, but no one worried about her, for Beth was very resourceful.

There was another niece, likewise dear to John Merrick’s heart, who had been Louise Merrick before she married a youth named Arthur Weldon, some two years before this story begins. A few months ago Arthur had taken his young wife to California, where he had purchased a fruit ranch, and there a baby was born to them which they named “Jane Merrick Weldon”—a rather big name for what was admitted to be a very small person.

This baby, now five months old and reported to be thriving, had been from its birth of tremendous interest to every inhabitant of the Willing Square flat. It had been discussed morning, noon and night by Uncle John and the girls, while even the grizzled major was not ashamed to admit that “that Weldon infant” was an important addition to the family. Perhaps little Jane acquired an added interest by being so far away from all her relatives, as well as from the fact that Louise wrote such glowing accounts of the baby’s beauty and witcheries that to believe a tithe of what she asserted was to establish the child as an infantile marvel.

Now, Patsy Doyle knew in her heart that Uncle John was eager to see Louise’s baby, and long ago she had confided to Beth her belief that the winter would find Mr. Merrick at Arthur Weldon’s California ranch, with all his three nieces gathered around him and the infantile marvel in his arms. The same suspicion had crept into Major Doyle’s mind, and that is why he so promptly resented the suggestion that New York was not an ideal winter resort. Somehow, the old major “felt in his bones” that his beloved Patsy would be whisked away to California, leaving her father to face the tedious winter without her; for he believed his business duties would not allow him to get away to accompany her.

Yet so far Uncle John, in planning for the winter, had not mentioned California as even a remote possibility. It was understood he would go somewhere, but up to the moment when he declared “we will be out of it, of course, when the bad weather sets in,” he had kept his own counsel and forborne to express a preference or a decision.