“Do you also realize that it is an assistance to me—that it will add to the false evidences of my prosperity?” inquired the young man.

“Oh, I was not considering you at all,” said Phoebe quickly, fearing he might refuse. “I was only thinking of Toby; but if you find any advantage in the arrangement I hope it will repay you for your kindness to our friend—and to ourselves.”

“Then,” said Phoebe, “we must organize a conspiracy, we three, and help Toby without his ever suspecting it.”

Mr. Holbrook smiled. Then he nodded cheerfully and replied:

“It would be very ungracious of me to say no, under such quaint conditions, and therefore we will consider the matter as settled, Miss Daring.”

“I will send you a check for twenty dollars, which will be four weeks’ wages for Toby, in advance,” she said. “And each month I will send you twenty more, until you notify me you are able to assume the obligation yourself.”

He shook his head, still smiling.

“Send me five dollars each week,” said he. “Otherwise, in my present circumstances, I might be tempted to spend Toby’s wages on myself.”