“She rose early and got her breakfast. I heard her walking around the front rooms, putting them in order and waiting on Mr. Eliot. She seemed quite composed this morning, and that may be due to the thought that her money is now safe from discovery. When Miss Phœbe came home from your house, Miss Halliday met her and handed her this note.”

Judge Ferguson took the paper. On it were scrawled the words: “At twelve o’clock I will keep my word.”

“Miss Phœbe is very anxious, sir,” continued Toby. “So I thought it best to come to you and report.”

The lawyer looked at his clerk, reflectively. Old Miss Halliday’s persistent threat to prosecute Phœbe impressed him strongly. For, had she not been able to prove her right to this secret hoard, the woman would never dare to expose the affair to public notice. Mr. Ferguson was quite positive that no such paper as Elaine had displayed to Phœbe would hold good in a court of law; but the woman might have other proofs that she was entitled to the property she claimed. In any event the judge did not wish to be forced to act hastily in so important a matter. Time was necessary.

Half an hour later he entered Mr. Spaythe’s private office at the bank and said:

“Spaythe, I want to borrow three thousand, three hundred and ninety dollars—and I want the money now.”

Mr. Spaythe gave a perceptible start, passed his hand over his forehead, and cast a perplexed and annoyed glance at the lawyer.

“May I have it?” demanded the judge.

Eric had entered in time to hear this demand, and the sum mentioned sent his face white and made his knees knock together. In his hand was a paper he had intended asking his father to indorse, but it was all forgotten as the boy stared blankly at Judge Ferguson. Did the lawyer know? Then how many others knew? Eric had not yet recovered from his fright, and his great fear was of his father’s anger. Why had Mr. Spaythe said nothing to his son about the stolen money, and what punishment was he planning? The son of the strict, inflexible banker well knew the fault would not be forgiven nor condoned, and the uncertainty of his position was becoming unbearable.

“Certainly you may have the money, Judge,” was Mr. Spaythe’s slow reply. “For how long do you require the loan?”