2. Loans have been made directly to certain individual firms to enable them to house their immigrant employees. These loans have been issued at the current rate of interest—usually 5 per cent.—and run, generally speaking, for a period of forty years.

3. In a few exceptional cases, certain private firms—now Controlled Establishments—are permitted to charge a part of the increase on the cost of building (due to war conditions) to that portion of the firm’s profits which would otherwise have gone to the Exchequer.

4. A contribution is, in some instances, made by the State to certain local authorities of a part of the capital cost of building. In all cases this contribution is less than the estimated increase due to war conditions.

The type of permanent building erected by such means is that which characterizes many of our newer industrial districts, namely a two-story brick cottage, containing two or three bedrooms, a living-room and a kitchen, a bath, in some cases a bath-room. Sometimes a complete village or township has arisen, as it were from the earth, to shelter the working population who have so willingly left their homes to further the common cause by land and sea. In another instance, a large National factory has been erected on an isolated waste in the North country. The workers come from long distances, and not only need accommodation, but some reasonable provision for recreation and the amenities of life.

Beyond the great high road sweeping on to Scotland, some one- or two-roomed cottages, a village shop or two, and a few more imposing residences there was, in June 1915, nothing but bogland in the immediate neighbourhood of the site of this new factory. The landscape presented a view of coarse grass and brackish water; beyond that, beach and sea, and a horizon bounded by rugged mountains, capped in winter by snow. It needed courage, as well as genius, to undertake the transformation of such a desolate waste into surroundings which should offer a lure to industrial workers. But the work has been done in silence, quickly as well as efficiently, with imagination, as well as thoroughness, and with an eye to the future destiny of the place.

By July 1915, the first huts were occupied, and by December 1917, when I was a privileged visitor, there had arisen a thriving busy township and a village some five miles beyond. Excellent railway communication between township, village, and factory has been established, many good roads have been built, there are permanent cottages, churches, a school, shops, a staff club, an institute, a large entertainment hall, a cinema house, and a central kitchen, providing cooked meals for all the workers in the factories, and raw food-stuff for hostels and huts. Little gardens surround the houses big and small, temporary or permanent, and allotments are in great request, and there is also provision for outdoor recreation, such as bowls, tennis, cricket, &c. The permanent brick cottages are built in blocks of twelve, which are now thrown together to form a hostel. The construction is so planned that ultimately these cottages can be re-separated for family use.

There is housing accommodation for over 6,000 women operators, which was practically all in use. The task of supervising the home conditions of this army of women falls into the hands of a lady Welfare Superintendent, who keeps all the complicated machinery of hostels, huts, and lodgings in running order. The possibilities in the housing of industrial women away from their own homes have, I believe, never been so clearly demonstrated as in this town on the marshes. The lady superintendent who has pioneered this movement is of the opinion that its success is bound up with the fact that the hostels are limited to the accommodation of from 70 to 100 girls in each. Other key-notes to the prevailing happiness of the women residents are, I gathered, that a minimum number of rules are enforced and that the women are treated as responsible human beings. The elder women are often housed in bungalows under the care of a housekeeper-cook, and they greatly enjoy the greater independence and the appeal to their individuality possible in such surroundings.

The hostels, at the time of my visit, were in most hospitable mood. It was the eve of Christmas, and festivities, tempered to war-time needs, were the order of the day. The sound of a piano and singing outside a certain hostel suggested a frolic within. We entered, the lady superintendent and myself. The lower floor had been converted into reception-rooms and supper was laid out on tables decorated with spoils from the hedge. Gleaming red berries and glistening holly-leaves were on walls and brackets and here and there a sprig of mistletoe placed in suitable places for ‘auld lang syne’. There were present young men, as well as girls, and a lively game, ‘the Duke of York’, was in progress.

Suddenly the singing and accompaniment came to a sudden halt and the whole of the company trouped in from adjoining rooms. A young girl came forward. ‘We wish to take this opportunity’, she said, ‘of thanking our matron and our secretary for the most happy time we have had under this roof. We do it now because we hope not to be here next year, but instead to be welcoming our boys home from the Front’. It was a simple, spontaneous expression of the general emotion of the hostel residents in that area.

Everywhere I found a similar joy of life among the workers: in the Institute clubs, where both girls and men were reading, studying, singing, and dancing; in the cinema hall, where the ever-popular ‘movies’ were taking place; and in the big recreation hall, where a weekly ‘social’ was being held. There, two girls provided the band, to which other girls danced with girls, or with men in khaki, or with factory workers in civilian dress. There was a healthy comradeship between girls and men and, when the hour of parting came there were leave-takings of which no one could be ashamed. Laughter and jollity in plenty, and snatches of song up and down the darkened streets, as group after group found its way home, but self-respect and dignity noticeably present.